A lot of rain 2 weeks ago, we got a water damage in the basement, called the insurance and they said, they wanna send someone to take a look at it.
No one came.
Over the weekend so much rain, it was unbelievable and the floor in the one room in the basement is now destoryed, totally destroyed.
Called the insurance and I was told, that I don't have a house insurance but only one for the barn.
So my son called to make sure, that I understood it right and it got worse.
We don't have any insurance at all!
Since THREE years, without any notification.
That's a f*cking Déjà vu
We bought the place in 2013 and first thing was to inform the insurance company. Only problem was, there wasn't any!
Without any information the insurance was canceled and I never found out why.
Ok, no big deal, looked up for another, made an insurance for all, so I thought and it was good.
And the next BUT popped up, cause after the barn was completely renovated, I wanted to make sure, that I had the right insurance for it.
Far away from that, there was no insurance for the barn.
I called and was told, I can do it online. Nope, I couldn't, an insurance specialized for farms and stuff, but no possibility to put in a barn. Thankfully the guy on the phone was very helpful and I got a good deal, the barn was with in 
And now?
Again no insurance.
What have I done to deserve all this crap?
We've paid for over 10 years for absolutely nothing at all!
For what have I survived this damned heart attack?
For what?
Everything is just so f*cked up.
Edit:
This all just don't make any sense at all!
After more calls I can be happy, that I don't have the insurance anymore. I mean, how insane sound that?
Fact is, for the first water damage, they thought, that the damage was in the barn.
And, even though I had an insurance for all together, now we are told not to worry, the farm and the barn itself are still insured, just not the house.
The water damage would had cost us more because of the deductible, so in the end we saved money.
Can someone find any sense in this insanity?